Gold Loan

Overview

Get Instant Funds with
Our Gold Loan Services

Unlock the value of your gold and turn it into immediate financial support with NR Palliyaguruge’s trusted Gold Loan solutions.

Get up to

Rs. 8

Million

Low interest • Safe storage • Same-day approval

Your gold stays secure with us while you enjoy quick access to cash for business, emergencies, education, or personal needs.

Gold Loan Eligibility

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Age Requirements

18 years and above with valid identification.

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Gold Purity Check

Only 18K–24K hallmarked or non-hallmarked gold accepted after testing.

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Financial Criteria

Loan amount based on purity, weight & market rate.

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Residency Requirements

Sri Lankan citizens with valid NIC/Passport.

Features

Key Gold Loan Features

Fast Loan Approval

Get your loan processed in under 15 minutes after gold valuation.

Low Interest Rates

Attractive interest plans based on loan amount & tenure.

Safe & Secure Storage

Your gold is stored in high-security vaults with full insurance.

Flexible Repayment Options

Monthly, quarterly, or full settlement at your convenience.

No Income Proof Required

Simple process — only gold & ID required.

Top-Up & Renewal Options

Easily renew or increase your loan amount without hassle.

Required Documents

Documents Required for Gold Loan Application

Please bring the following:
Valid NIC / Passport / Driving License
Proof of Address (if requested)
Recent Photograph
Gold items for valuation

  • NIC is mandatory
  • Completed application form
  • Business documents only if applying for business gold loan
  • Photographs
  • For foreigners: Passport + Visa
How It’s Work

Get Your Gold Loan in 4 Simple Steps

01

Bring Your Gold

Visit any NR Palliyaguruge branch with your gold items.

02

Valuation & Documentation

Our experts test purity & weight in your presence.

03

Loan Approval

Get your eligible amount calculated instantly.

04

Cash / Transfer

Receive money immediately and walk away with peace of mind.

Note: Your gold remains 100% safe in our insured vaults. Contact Us
Appointment
Make an

    Gold Security

    Your Gold. Your Security. Your Future.

    Turn your gold into financial strength without selling it.

    High Loan Value Per Gram

    High Loan Value Per Gram

    Flexible Repayments

    Best Market Rates

    Maximum Loan-to-Value (LTV)
    70%
    Flexible Repayment Options
    100%
    Daily Gold Rate Updates
    50%
    Gold Security & Storage
    95%
    0% 20% 40% 60% 80% 100%

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